The txt file was generated by a software package that I am unfamiliar with.
Not sure why the format file suggests lengths of 400, and the create table says 200...

I used Script Table as Create to Clipboard, then pasted this :

USE [Rest01]
GO

/****** Object: Table [dbo].[RestCreditors]  Script Date: 23/04/2018 2:12:38 p.m. ******/
SET ANSI_NULLS...

Because I have 6 more text files, and would like to exclude certain fields going to the table.

OK, changed last line to :

29  SQLCHAR   0   400  "/r/n" 29  ChangeDate             SQL_Latin1_General_CP1_CI_AS

still same EOF error

It was generated using the format option of the bcp command

BCP Rest01.dbo.RestCreditors Format null -T -c -S ".\SQLDEVELOPMENT" -r/r -t/t -f "bcpCrs.fmt" -e P:\BCPErrors.txt

Sorry - it looks like it only allowed one attachement. 
Here it is
9.0
29
1   SQLCHAR   0   400  "/t"  1  CreditorName            SQL_Latin1_General_CP1_CI_AS
2   SQLCHAR   0  ...